Privacy, Terms & Conditions

You are impor­tant to us. And so is your pri­va­cy. It is our pol­i­cy to respect your pri­va­cy regard­ing any infor­ma­tion we may col­lect from you across our web­site and oth­er sites we own and oper­ate.

Beyond just pri­va­cy, it’s also impor­tant to use that you under­stand the terms and con­di­tions of using this site. These details will be in legalese (thank you, GDPR, and thank you, expen­sive lawyers we can’t afford!) but we’ve tried to make them as clear as pos­si­ble and to struc­ture them to fol­low the gold­en rule: to treat you the way we would want to be treat­ed if we were a typ­i­cal user of the site. And that is to be treat­ed with respect, with fair­ness, and with clar­i­ty. So with­out fur­ther ado:


By access­ing the web­site, you are agree­ing to be bound by these terms of ser­vice, all applic­a­ble laws and reg­u­la­tions, and agree that you are respon­si­ble for com­pli­ance with any applic­a­ble local laws. If you do not agree with any of these terms, you are pro­hib­it­ed from using or access­ing this site. The mate­ri­als con­tained in this web­site are pro­tect­ed by applic­a­ble copy­right and trade­mark law.

Use License

Per­mis­sion is grant­ed to tem­porar­i­ly down­load one copy of the mate­ri­als on our web­site for per­son­al, non-com­mer­cial tran­si­to­ry view­ing only. Sub­ject to the oth­er pro­vi­sions of these terms and con­di­tions, you may:

  • view pages from our web­site in a web brows­er;
  • down­load pages from our web­site for caching in a web brows­er;
  • print pages from our web­site;
  • stream audio and video files from our web­site; and
  • use any ser­vices we may pro­vide by means of a web brows­er,

This is the grant of a license, not a trans­fer of title, and under this license you may not:

  • mod­i­fy or copy the mate­ri­als;
  • use the mate­ri­als for any com­mer­cial pur­pose, or for any pub­lic dis­play (com­mer­cial or non-com­mer­cial);
  • attempt to decom­pile or reverse engi­neer any soft­ware con­tained on our web­site;
  • remove any copy­right or oth­er pro­pri­etary nota­tions from the mate­ri­als;
  • trans­fer the mate­ri­als to anoth­er per­son or “mir­ror” the mate­ri­als on any oth­er serv­er;
  • use the mate­ri­als on this site for busi­ness pur­pos­es with­out our explic­it, writ­ten per­mis­sion
  • edit or oth­er­wise mod­i­fy mate­r­i­al on this web­site with­out our explic­it, writ­ten per­mis­sion.

Unless you own or con­trol the rel­e­vant rights in the mate­r­i­al, or you have our explic­it, writ­ten per­mis­sion, you must not:

  • repub­lish mate­r­i­al from our web­site (includ­ing repub­li­ca­tion on anoth­er web­site);
  • sell, rent or sub-license mate­r­i­al from our web­site;
  • show any mate­r­i­al from our web­site in pub­lic;
  • exploit mate­r­i­al from our web­site for a com­mer­cial pur­pose; or
  • redis­trib­ute mate­r­i­al from our web­site.

This license shall auto­mat­i­cal­ly ter­mi­nate if you vio­late any of these restric­tions and may be ter­mi­nat­ed by us at any time. Upon ter­mi­nat­ing your view­ing of these mate­ri­als or upon the ter­mi­na­tion of this license, you must destroy any down­loaded mate­ri­als in your pos­ses­sion whether in elec­tron­ic or print­ed for­mat. We reserve the right to restrict access to areas of our web­site, or indeed our whole web­site, at our dis­cre­tion; you must not cir­cum­vent or bypass, or attempt to cir­cum­vent or bypass, any access restric­tion mea­sures on our web­site.

Accept­able Use

You must not:

  • use our web­site in any way or take any action that caus­es, or may cause, dam­age to the web­site or impair­ment of the per­for­mance, avail­abil­i­ty or acces­si­bil­i­ty of the web­site;
  • use our web­site in any way that is unlaw­ful, ille­gal, fraud­u­lent or harm­ful, or in con­nec­tion with any unlaw­ful, ille­gal, fraud­u­lent or harm­ful pur­pose or activ­i­ty;
  • use our web­site to copy, store, host, trans­mit, send, use, pub­lish or dis­trib­ute any mate­r­i­al which con­sists of (or is linked to) any spy­ware, com­put­er virus, Tro­jan horse, worm, key­stroke log­ger, rootk­it or oth­er mali­cious com­put­er soft­ware;
  • con­duct any sys­tem­at­ic or auto­mat­ed data col­lec­tion activ­i­ties (includ­ing with­out lim­i­ta­tion scrap­ing, data min­ing, data extrac­tion and data har­vest­ing) on or in rela­tion to our web­site with­out our express writ­ten con­sent;
  • access or oth­er­wise inter­act with our web­site using any robot, spi­der or oth­er auto­mat­ed means, except for the pur­pose of search engine index­ing;
  • vio­late the direc­tives set out in the robots.txt file for our web­site; or
  • use data col­lect­ed from our web­site for any direct mar­ket­ing activ­i­ty (includ­ing with­out lim­i­ta­tion email mar­ket­ing, SMS mar­ket­ing, tele­mar­ket­ing and direct mail­ing).

You must not use data col­lect­ed from our web­site to con­tact indi­vid­u­als, com­pa­nies or oth­er per­sons or enti­ties. You must ensure that all the infor­ma­tion you sup­ply to us through our web­site, or in rela­tion to our web­site, is true, accu­rate, cur­rent, com­plete and non-mis­lead­ing.


The mate­ri­als on our web­site are pro­vid­ed on an ‘as is’ basis. We make no war­ranties, expressed or implied, and here­by dis­claims and negates all oth­er war­ranties includ­ing, with­out lim­i­ta­tion, implied war­ranties or con­di­tions of mer­chantabil­i­ty, fit­ness for a par­tic­u­lar pur­pose, or non-infringe­ment of intel­lec­tu­al prop­er­ty or oth­er vio­la­tion of rights.

Fur­ther, we do not war­rant or make any rep­re­sen­ta­tions con­cern­ing the accu­ra­cy, like­ly results, or reli­a­bil­i­ty of the use of the mate­ri­als on its web­site or oth­er­wise relat­ing to such mate­ri­als or on any sites linked to this site.


In no event shall we or our sup­pli­ers be liable for any dam­ages (includ­ing, with­out lim­i­ta­tion, dam­ages for loss of data or prof­it, or due to busi­ness inter­rup­tion) aris­ing out of the use or inabil­i­ty to use the mate­ri­als on our web­site, even if we or one of our autho­rized rep­re­sen­ta­tives has been noti­fied oral­ly or in writ­ing of the pos­si­bil­i­ty of such dam­age. Because some juris­dic­tions do not allow lim­i­ta­tions on implied war­ranties, or lim­i­ta­tions of lia­bil­i­ty for con­se­quen­tial or inci­den­tal dam­ages, these lim­i­ta­tions may not apply to you.

Accu­ra­cy of mate­ri­als

The mate­ri­als appear­ing on our web­site could include tech­ni­cal, typo­graph­i­cal, or pho­to­graph­ic errors. We do not war­rant that any of the mate­ri­als on its web­site are accu­rate, com­plete or cur­rent. We may make changes to the mate­ri­als con­tained on its web­site at any time with­out notice. How­ev­er we do not make any com­mit­ment to update the mate­ri­als.


All mate­r­i­al on this site, includ­ing tex­tu­al and visu­al mate­ri­als, are copy­right­ed, owned and con­trolled by the web­site, or have had all appro­pri­ate licens­es obtained for their use.


We have not reviewed all of the sites linked to its web­site and is not respon­si­ble for the con­tents of any such linked site. The inclu­sion of any link does not imply endorse­ment by us or our site. Use of any such linked web­site is at the user’s own risk.

Only When Nec­es­sary

We only ask for per­son­al infor­ma­tion when we tru­ly need it to pro­vide a ser­vice to you. We col­lect it by fair and law­ful means, with your knowl­edge and con­sent. We also let you know why we’re col­lect­ing it and how it will be used.

Retain­ing Infor­ma­tion

We only retain col­lect­ed infor­ma­tion for as long as nec­es­sary to pro­vide you with your request­ed ser­vice. What data we store, we’ll pro­tect with­in com­mer­cial­ly accept­able means to pre­vent loss and theft, as well as unau­tho­rized access, dis­clo­sure, copy­ing, use or mod­i­fi­ca­tion.

Third Par­ties

We don’t share any per­son­al­ly iden­ti­fy­ing infor­ma­tion pub­licly or with third-par­ties, except when required to by law, with the excep­tion of stan­dard and wide­ly accept­ed web ana­lyt­ics sys­tems such as Google Ana­lyt­ics, and stan­dard and wide­ly used online adver­tis­ing plat­forms such as Google Adwords.

Exter­nal Links

Our web­site may link to exter­nal sites that are not oper­at­ed by us. Please be aware that we have no con­trol over the con­tent and prac­tices of these sites, and can­not accept respon­si­bil­i­ty or lia­bil­i­ty for their respec­tive pri­va­cy poli­cies.

Right to Refuse Infor­ma­tion Request

You are free to refuse our request for your per­son­al infor­ma­tion, with the under­stand­ing that we may be unable to pro­vide you with some or all of your desired ser­vices or com­mu­ni­ca­tion.

Log Files

Web­site Name fol­lows a stan­dard pro­ce­dure of using log files. These files log vis­i­tors when they vis­it web­sites. All host­ing com­pa­nies do this and a part of host­ing ser­vices’ ana­lyt­ics. The infor­ma­tion col­lect­ed by log files include inter­net pro­to­col (IP) address­es, brows­er type, Inter­net Ser­vice Provider (ISP), date and time stamp, referring/exit pages, and pos­si­bly the num­ber of clicks. These are not linked to any infor­ma­tion that is per­son­al­ly iden­ti­fi­able. The pur­pose of the infor­ma­tion is for ana­lyz­ing trends, admin­is­ter­ing the site, track­ing users’ move­ment on the web­site, and gath­er­ing demo­graph­ic infor­ma­tion.

Cook­ies and Web Bea­cons

Like any oth­er web­site, Web­site Name uses ‘cook­ies’. These cook­ies are used to store infor­ma­tion includ­ing vis­i­tors’ pref­er­ences, and the pages on the web­site that the vis­i­tor accessed or vis­it­ed. The infor­ma­tion is used to opti­mize the users’ expe­ri­ence by cus­tomiz­ing our web page con­tent based on vis­i­tors’ brows­er type and/or oth­er infor­ma­tion.

Dou­bleClick DART Cook­ies

Google is one of the third-par­ty ven­dors whom we may use on our site. Google uses cook­ies, known as DART cook­ies, to serve ads to our site vis­i­tors and oth­er sites on the inter­net. How­ev­er, vis­i­tors may choose to decline the use of DART cook­ies by vis­it­ing the Google ad and con­tent net­work Pri­va­cy Pol­i­cy at the fol­low­ing URL –

Oth­er & Third Par­ty Adver­tis­ers

Some of adver­tis­ers on our site may use cook­ies and web bea­cons. Our adver­tis­ing part­ners are list­ed below. Each of our adver­tis­ing part­ners has their own Pri­va­cy Pol­i­cy for their poli­cies on user data. For eas­i­er access, we hyper­linked to their Pri­va­cy Poli­cies below. Third-par­ty ad servers or ad net­works uses tech­nolo­gies like cook­ies, JavaScript, or Web Bea­cons that are used in their respec­tive adver­tise­ments and links that appear on Web­site Name, which are sent direct­ly to users’ brows­er. They auto­mat­i­cal­ly receive your IP address when this occurs. These tech­nolo­gies are used to mea­sure the effec­tive­ness of their adver­tis­ing cam­paigns and/or to per­son­al­ize the adver­tis­ing con­tent that you see on web­sites that you vis­it. Note that we have no access to or con­trol over these cook­ies that are used by third-par­ty adver­tis­ers.

Third Par­ty Pri­va­cy Poli­cies

Our Pri­va­cy Pol­i­cy does not apply to oth­er adver­tis­ers or web­sites. Thus, we are advis­ing you to con­sult the respec­tive Pri­va­cy Poli­cies of these third-par­ty ad servers for more detailed infor­ma­tion. It may include their prac­tices and instruc­tions about how to opt-out of cer­tain options. You may find a com­plete list of these Pri­va­cy Poli­cies and their links here: Pri­va­cy Pol­i­cy Links.

Dis­abling Cook­ies

You can choose to dis­able cook­ies through your indi­vid­ual brows­er options. To know more detailed infor­ma­tion about cook­ie man­age­ment with spe­cif­ic web browsers, it can be found at the browsers’ respec­tive web­sites.

Chil­dren’s Infor­ma­tion

Anoth­er part of our pri­or­i­ty is adding pro­tec­tion for chil­dren while using the inter­net. We encour­age par­ents and guardians to observe, par­tic­i­pate in, and/or mon­i­tor and guide their online activ­i­ty. We do not know­ing­ly col­lect any Per­son­al Iden­ti­fi­able Infor­ma­tion from chil­dren under the age of 13. If you think that your child pro­vid­ed this kind of infor­ma­tion on our web­site, we strong­ly encour­age you to con­tact us imme­di­ate­ly and we will do our best efforts to prompt­ly remove such infor­ma­tion from our records.

Online Pri­va­cy Pol­i­cy Only

This pri­va­cy pol­i­cy applies only to our online activ­i­ties and is valid for vis­i­tors to our web­site with regards to the infor­ma­tion that they shared and/or col­lect in Web­site Name. This pol­i­cy is not applic­a­ble to any infor­ma­tion col­lect­ed offline or via chan­nels oth­er than this web­site.


By using our web­site, you here­by con­sent to our Pri­va­cy Pol­i­cy and agree to its Terms and Con­di­tions.

Your Con­tent: License

In these terms and con­di­tions, “your con­tent” means all works and mate­ri­als (includ­ing with­out lim­i­ta­tion text, graph­ics, images, audio mate­r­i­al, video mate­r­i­al, audio-visu­al mate­r­i­al, scripts, soft­ware and files) that you sub­mit to us or our web­site for stor­age or pub­li­ca­tion on, pro­cess­ing by, or trans­mis­sion via, our web­site.

You grant to us a world­wide, irrev­o­ca­ble, non-exclu­sive, roy­al­ty-free licence to use, repro­duce, store, adapt, pub­lish, trans­late and dis­trib­ute your con­tent in any exist­ing or future media OR repro­duce, store and pub­lish your con­tent on and in rela­tion to this web­site and any suc­ces­sor web­site OR repro­duce, store and, with your spe­cif­ic con­sent, pub­lish your con­tent on and in rela­tion to this web­site.

You grant to us the right to sub-license the rights. You grant to us the right to bring an action for infringe­ment of the rights. You here­by waive all your moral rights in your con­tent to the max­i­mum extent per­mit­ted by applic­a­ble law; and you war­rant and rep­re­sent that all oth­er moral rights in your con­tent have been waived to the max­i­mum extent per­mit­ted by applic­a­ble law. You may edit your con­tent to the extent per­mit­ted using the edit­ing func­tion­al­i­ty made avail­able on our web­site. With­out prej­u­dice to our oth­er rights under these terms and con­di­tions, if you breach any pro­vi­sion of these terms and con­di­tions in any way, or if we rea­son­ably sus­pect that you have breached these terms and con­di­tions in any way, we may delete, unpub­lish or edit any or all of your con­tent.

Your con­tent: rules

You war­rant and rep­re­sent that your con­tent will com­ply with these terms and con­di­tions. Your con­tent must not be ille­gal or unlaw­ful, must not infringe any per­son­’s legal rights, and must not be capa­ble of giv­ing rise to legal action against any per­son (in each case in any juris­dic­tion and under any applic­a­ble law). Your con­tent, and the use of your con­tent by us in accor­dance with these terms and con­di­tions, must not:

  • be libel­lous or mali­cious­ly false;
  • be obscene or inde­cent;
  • infringe any copy­right, moral right, data­base right, trade mark right, design right, right in pass­ing off, or oth­er intel­lec­tu­al prop­er­ty right;
  • infringe any right of con­fi­dence, right of pri­va­cy or right under data pro­tec­tion leg­is­la­tion;
  • con­sti­tute neg­li­gent advice or con­tain any neg­li­gent state­ment;
  • con­sti­tute an incite­ment to com­mit a crime, instruc­tions for the com­mis­sion of a crime or the pro­mo­tion of crim­i­nal activ­i­ty;
  • be in con­tempt of any court, or in breach of any court order;
  • be in breach of racial or reli­gious hatred or dis­crim­i­na­tion leg­is­la­tion;
  • be blas­phe­mous;
  • be in breach of offi­cial secrets leg­is­la­tion;
  • be in breach of any con­trac­tu­al oblig­a­tion owed to any per­son;
  • be untrue, false, inac­cu­rate or mis­lead­ing;
  • con­sist of or con­tain any instruc­tions, advice or oth­er infor­ma­tion which may be act­ed upon and could, if act­ed upon, cause ill­ness, injury or death, or any oth­er loss or dam­age;
  • con­sti­tute spam; or
  • be decep­tive, fraud­u­lent, threat­en­ing, abu­sive, harass­ing, men­ac­ing.

Lim­it­ed war­ranties

We do not war­rant or rep­re­sent:

  • the com­plete­ness or accu­ra­cy of the infor­ma­tion pub­lished on our web­site;
  • that the mate­r­i­al on the web­site is up to date; or
  • that the web­site or any ser­vice on the web­site will remain avail­able.

We reserve the right to dis­con­tin­ue or alter any or all of our web­site ser­vices, and to stop pub­lish­ing our web­site, at any time in our sole dis­cre­tion with­out notice or expla­na­tion; and save to the extent express­ly pro­vid­ed oth­er­wise in these terms and con­di­tions, you will not be enti­tled to any com­pen­sa­tion or oth­er pay­ment upon the dis­con­tin­u­ance or alter­ation of any web­site ser­vices, or if we stop pub­lish­ing the web­site.

To the max­i­mum extent per­mit­ted by applic­a­ble law and sub­ject to this agree­ment, we exclude all rep­re­sen­ta­tions and war­ranties relat­ing to the sub­ject mat­ter of these terms and con­di­tions, our web­site and the use of our web­site.


You here­by agree that we may assign, trans­fer, sub-con­tract or oth­er­wise deal with our rights and/or oblig­a­tions under these terms and con­di­tions. You may not with­out our pri­or writ­ten con­sent assign, trans­fer, sub-con­tract or oth­er­wise deal with any of your rights and/or oblig­a­tions under these terms and con­di­tions.


If a pro­vi­sion of these terms and con­di­tions is deter­mined by any court or oth­er com­pe­tent author­i­ty to be unlaw­ful and/or unen­force­able, the oth­er pro­vi­sions will con­tin­ue in effect. If any unlaw­ful and/or unen­force­able pro­vi­sion of these terms and con­di­tions would be law­ful or enforce­able if part of it were delet­ed, that part will be deemed to be delet­ed, and the rest of the pro­vi­sion will con­tin­ue in effect.

Third par­ty rights

A con­tract under these terms and con­di­tions is for our ben­e­fit and your ben­e­fit, and is not intend­ed to ben­e­fit or be enforce­able by any third par­ty. The exer­cise of the par­ties’ rights under a con­tract under these terms and con­di­tions is not sub­ject to the con­sent of any third par­ty.

Entire Agree­ment

This agree­ment, includ­ing both the terms and con­di­tions and pri­va­cy pol­i­cy, shall con­sti­tute the entire agree­ment between you and us in rela­tion to your use of our web­site and shall super­sede all pre­vi­ous agree­ments between you and us in rela­tion to your use of our web­site.


We may revise these terms of ser­vice and pri­va­cy poli­cies for our web­site at any time with­out notice. By using this web­site you are agree­ing to be bound by the then cur­rent ver­sion of these terms of ser­vice.

Gov­ern­ing Law

These terms and con­di­tions are gov­erned by and con­strued in accor­dance with the laws of New York and you irrev­o­ca­bly sub­mit to the exclu­sive juris­dic­tion of the courts in that State or loca­tion.

Ques­tions & Con­tact

If you have addi­tion­al ques­tions or require more infor­ma­tion about our Pri­va­cy Pol­i­cy or our Terms & Con­di­tions, do not hes­i­tate to con­tact us through the con­tact form of this web page. Zero hes­i­ta­tion!

East­er Egg

Does any­one actu­al­ly read this? If so, drop us a note and say hi. We love peo­ple who are detail-ori­ent­ed enough to read this far into the terms.